Privacy Policy · Finmarine
Privacy Policy
Last updated · June 1, 2026Effective · June 1, 2026
This Privacy Policy explains how Finmarine collects, uses, shares, and protects personal data when you use our platform, websites, and related services (the "Services").
We process personal data to operate the Services, to verify and screen counterparties, to facilitate invoicing and settlement, and to keep the platform secure. We are not a bank or lender; we are a technology company serving maritime counterparties.
01 Data we collect
We collect data you provide, data generated through your use of the Services, and data from third parties such as screening and verification providers.
You provide
- Account and contact details for you and your organization.
- Onboarding and verification documents (KYC / KYB).
- Invoice, counterparty, and transaction details you enter.
We generate or receive
- Usage, device, and log data when you access the Services.
- Results from sanctions, AML, and fraud screening providers.
02 How we use data
We use personal data to:
- Provide, maintain, and improve the Services.
- Verify identity and screen counterparties (KYC, KYB, sanctions, AML).
- Facilitate invoicing, assignment, and settlement.
- Detect, prevent, and investigate fraud and security incidents.
- Communicate with you about your account and the Services.
- Comply with legal and regulatory obligations.
03 Legal bases
Where applicable law requires a legal basis, we rely on performance of a contract, compliance with legal obligations, our legitimate interests in operating and securing the Services, and, where relevant, your consent.
04 How we share data
We share personal data only as needed to operate the Services and meet our obligations:
- With service providers who process data on our behalf (hosting, verification, screening, analytics).
- With counterparties to a transaction, to the extent needed to invoice, approve, and settle.
- With authorities or regulators where required by law or to meet compliance obligations.
- In connection with a merger, acquisition, or financing, subject to confidentiality.
We do not sell personal data.
05 International transfers
Finmarine operates across borders. Where personal data is transferred internationally, we use appropriate safeguards consistent with applicable law to protect that data.
06 Retention
We retain personal data for as long as needed to provide the Services and to meet legal, regulatory, accounting, and compliance obligations — including record-keeping requirements for KYC, AML, and transaction history — after which we delete or anonymize it.
07 Security
We use technical and organizational measures designed to protect personal data, including encryption in transit, access controls, and monitoring. No system is perfectly secure, and we cannot guarantee absolute security.
08 Your rights
Subject to applicable law, you may have the right to access, correct, delete, or port your personal data, and to object to or restrict certain processing. To exercise these rights, contact us using the details below. We may need to verify your identity and may retain data where required by law.
09 Contact and changes
We may update this Policy from time to time. Material changes will be notified through the Services or by email, and the "Last updated" date above will change.
For privacy questions or requests, contact privacy@finmarine.co.
Questions about this document?
Reach our team and we'll point you to the right contact.